Used Car Tips Buying with Poor Credit in Wentzville

July 4, 2015  

Believe it or not, there are affordable options for purchasing a used vehicle, even if your credit score is lower than you would like. Here are 6 used car tips buying with poor credit in Wentzville:

Used Car Tips Buying with Poor Credit in Wentzville

  1. After reaching a suitable agreement to purchase a pre-owned auto with a salesman at a dealership, do not leave the premises without completely finalizing the deal. Do not fall for the “subject to final approval” tactic.
  2. Remember that a verbal agreement is not good enough. Get it on paper.
  3. Complete your research ahead of time. Know the current market and what your interest rate will be with your credit score.
  4. There is no need to buy the extras that are recommended by the dealer. A credit life policy, extended warranties and GAP insurance are not legally necessary.
  5. It is important to know whether your interest is pre-calculated or not. Pre-calculated interest usually means that you are paying the interest first in each monthly payment, rather than accruing payments on the principal. This can last up to half the term of the loan. This may be the only option available to you but it is helpful to realize it in advance.
  6. Take note of penalties. There may be a penalty for pre-paying on your loan.

Stop by 5 Star Auto Plaza to look over our used Ford cars for sale, as well as the many other makes and models in our extensive inventory. Call us at (636)940-7600 to take advantage of these used car tips buying with poor credit in Wentzville.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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