Used Car Tips Buying With Poor Credit in St. Peters

Used Car Tips Buying with Poor Credit in St. Peters

Many car dealerships may have an unfortunate reputation for a reason. First-time car buyers and those buying with poor credit easily can get roped into high-pressure selling situations, only to be stuck with loans that have high interest rates for months on end. Here at 5 Star Auto Plaza, we believe in offering clients used car tips, buying with poor credit in St. Peters.

A good rule of thumb is to choose a car dealer than can process a loan in-house. Buy Here Pay Here dealerships may offer a competitive interest rate. They may also have special deals for students, veterans, and teachers. For those with bad credit, a dealership that is able to offer variable rates and who processes all of their applications in-house may be ideal.

Another good idea is to have a trade-in. No matter what car dealership is visited, a trade-in can significantly lower the monthly payment, or the down payment that so many clients can be fearful of. Clients should have a good idea of the book value of their car before receiving an estimate from a dealership.

Clients should also run a free credit report on themselves before applying for a loan, and ask for the copy of the credit report that the car dealership is using as a basis for their loan decision. Sometimes, surprises can happen on credit reports. It can be good to be aware of what is present. That way, there are no surprises come loan application time.

Clients should also check out a used or pre-owned car thoroughly by their own mechanic prior to purchase. If the dealership refuses, it is a good idea to avoid the dealership and the car.

Call 5 Star Auto Plaza for all used car tips, buying with poor credit in St Peters, at (636)940-7600. One of our experienced and professional salespeople can guide all prospective clients through all of the steps of car buying.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
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