Used Car Tips Buying with Poor Credit in St. Peters Can Help You

September 25, 2018  

Used Car Tips Buying with Poor Credit in St. Peters Can Help You

Although you may have fewer options than someone who has a high credit score, you can apply for and acquire auto financing when your credit score is lower than you would prefer. Here are a few used car tips buying with poor credit in St. Peters to find a sharp, quality pre-owned vehicle that you can afford and be proud to drive:

  • Before you get into the process of buying a car, request a free copy of your credit report and sift through it. Ensure that all the information is accurate. If there is a discrepancy, settle it quickly with the credit bureau or the business in question. Pay off smaller debts as soon as you can and try to wait at least six months before purchasing a pre-owned auto so that all your positive financial changes have the chance to catch up to your credit report.
  • When attempting to secure auto loans with poor credit, it is wise to be realistic. Know that you will have a higher interest rate and will be required to fork over a more substantial down payment.
  • Create a budget for your vehicle and associated expenses.
  • Save as much money as you can in advance for the down payment, title, taxes, and fees.
  • Shop at a dealer that focuses on car financing for individuals with subpar credit.

Plan to negotiate on the vehicle price after you make your final auto selection. Talk with the experienced sales pros at 5 Star Auto Plaza in person or by contacting (636) 940-7600. We will be happy to provide all the information you need about our services and offer our used car tips buying with poor credit in St. Peters.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
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    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
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    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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