Used Car Tips Buying With Poor Credit in St. Louis

Auto Financing After Bankruptcy in St. Louis

Buying a car is never easy, even for people with great credit. For those with bad credit, buying a car can be a hassle beyond belief. After numerous rejections at auto dealerships, potential car buyers may just want to give up on their dream of having reliable transportation. There are a few things to keep in mind when buying a used car with poor credit that might make it easier. Here at 5 Star Auto Plaza, we want to build our clients for life, so want to offer some used car tips, buying with poor credit in St. Louis.

Firstly, look for a dealership that does all of their own financing. This is usually known as a Buy Here Pay Here dealership, such as 5 Star Auto Plaza. Dealerships that send out their credit and loan applications typically have relationships with certain lenders that they need to maintain. When they send loan applications out, it can often take days to process, while in the meantime the car dealership is promising “guaranteed approval.” This is a pitfall potential car buyers fall too often into. A car dealership that does its own financing should be able to give credit decisions in minutes.

It is also a great idea to have a trade-in. Beyond just securing a loan, those with poor credit have to worry about paying for a lease or loan. Having a trade-in can significantly lower monthly payments, or make a down payment completely nonexistent.

For some more used car tips, buying with poor credit in St. Louis, give 5 Star Auto Plaza a call at (636)940-7600 or stop by to speak with a professional member of our staff. We want to see all of our clients get in the car of their choice, the same day.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

    Read More
    Consumer Satisfaction Reward
    Powered by Top Marketing Agency     |     Sitemap | Privacy Policy