Used Car Tips Buying with Poor Credit in Florissant

January 23, 2015  

Used Car Tips Buying with Poor Credit in FlorissantAlthough your options may be more limited than you would like, it is possible to apply for and secure auto financing when your credit score is below subprime. Here are 6 used car tips buying with poor credit in Florissant to help you get the best deal for the money:

  1. Before you actually need to purchase a vehicle, get a copy of your credit report and look over it carefully. Check all of the information it contains and correct any inaccuracies as soon as possible. Pay off small debts after you clean up your credit and wait 6 months if you can before making a pre-owned car selection to make sure that all your positive changes have had an opportunity to catch up to your report.
  2. Have realistic expectations when seeking car financing after foreclosure, bankruptcy or other problem. You will very likely have a higher interest rate and be expected to have a larger down payment.
  3. Plan your budget so you know how much vehicle you can afford.
  4. Save money ahead of time for the down payment, taxes, title and assorted fees you will have to pay.
  5. A dealership that specializes in auto financing with bad credit is a good place to begin your used car search.
  6. Be sure to negotiate the best possible price after you decide on the perfect pre-owned car.

Consult the sales professionals at 5 Star Auto Plaza at (636) 940-7600 for information about our services and for used car tips buying with poor credit in Florissant and nearby locations in the St. Louis area.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

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    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
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    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
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    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
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    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
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    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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