Take Advantage of Used Car Tips Buying with Poor Credit

October 27, 2017  

used car tips buying with poor credit in O’Fallon

Buying a car can be complicated enough without being concerned about your credit score and if you can qualify for auto financing. There are many lenders, including used car dealerships, that are happy to finance your car loan even if your credit is less than desirable. It may be that your credit rating is not quite as bad as you may think. Here are some valuable used car tips buying with poor credit in O’Fallon that can help you on your journey for some reliable wheels at an affordable cost.

  1. If your credit is substandard, it is likely that you need transportation rather than simply wanting a car. When this is the case, you should not be looking for one of the top models for sale at the dealer. Their prices, along with the interest rates, will not work in your financial situation. You should, instead, be on the lookout for a model that may be a little older, in not quite as pristine shape and that is in good working order. Basics are better.
  2. Get your own copy of your credit score and credit report before shopping for pre-owned Acura cars for sale. There are often mistakes and information may not be up-to-date, which can significantly affect your credit rating. Fix any problems, if possible, before visiting a dealer.
  3. The larger your down payment, the better off you will be. Lenders look more favorably on your ability to pay the loan if you can front a sizeable amount of cash up front.
  4. Be honest when completing a loan application and have the necessary documentation to prove your statements.

5 Star Auto Plaza can help you find a reliable used vehicle and offer additional used car tips buying with poor credit in O’Fallon. Call us at (636)940-7600.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

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    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
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    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
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    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
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    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
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    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
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    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
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    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
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    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
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    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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