Questions To ask When Applying for Good Credit Auto Loans in O’Fallon

September 30, 2017  

Good Credit Auto Loans in O'Fallon

A wide range of vehicles and financing are available to individuals with good credit. You can choose your dealer and almost any make and model car at an affordable price. Lenders are always happy to work with you on good credit auto loans in O’Fallon, as you pose a negligible risk for defaulting on the loan. Knowing the kinds of questions to ask the salesperson can offer you all the information necessary to purchase a reliable used car. After you have selected the auto that you want, be sure to inquire about:

  • Pre-payment penalties, if any.
  • Date first payment is due.
  • Length of loan.
  • How to lock in the interest rate.
  • Fluctuating or fixed APR?
  • Exact monthly payment.
  • What is the lowest interest rate for which I qualify?
  • Today’s APR.
  • Possibility for automatic bank draft.
  • What are the additional fees charged and are they negotiable?
  • Do you accept trade-ins as part of the down payment?

Whether you choose from Fords or used Toyota cars for sale, be sure to get all your questions answered at the outset. Ask for details if there is anything that you do not understand.

5 Star Auto Plaza is pleased to have a stellar record of satisfied customers and is prepared to assist you in all aspects of car-buying and loan application. Call us at (636)940-7600 or stop by the dealership to browse our current inventory. Allow us to help you find the perfect used vehicle for your unique transportation needs and acquire good credit auto loans in O’Fallon.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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