Buy Here Pay Here Auto Dealer in St. Peters

Pre-Owned Trucks for Sale in St. Louis

It can often be tough for potential car buyers to find car dealerships to work with them after life events such as bankruptcy or divorce that can negatively affect credit. Additionally, many young car buyers have no credit and many dealerships are not willing to give them a chance, based on the lack of credit score. Finding a buy here pay here auto dealer in St. Peters may be like finding a needle in a haystack, however 5 Star Auto Plaza is there to help approve nearly everyone, regardless  of credit history.

What does a Buy Here Pay Here dealership mean? Essentially, here at 5 Star, we have cut out the middleman. Instead of using large financial corporations for our financing and credit decisions, we make all of our decisions in-house. This allows us not only to get to know clients face to face, but to also look beyond just a credit score when processing applications. Our credit application is simple and easy to fill out, and applicants have results in less than five minutes. We believe that sometimes bad things can happen to good people, and we are willing to give our clients a second chance.

Whether the issue is bad credit, bankruptcy, defaulted credit cards or loans, no credit, or even repossession, we are well-versed in all of these types of situations. We can even accept clients with Chapter 7 and Chapter 13 bankruptcies.

We invite all of our potential clients to stop by our West Clay Street location in St. Charles, or to give a professional and experienced staff member a call at (636)940-7600. 5 Star Auto Plaza is the best buy here pay here auto dealer in St. Peters and the surrounding areas, and we strive to build clients for life.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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