Ask These Important Questions About Good Credit Auto Loans in O’Fallon

January 18, 2017  

good credit auto loans in O'FallonWhile your options for a used car with a poor credit score can sometimes be limited, opportunities abound if your credit is above-board. Good credit auto loans in O’Fallon are available at all dealerships, whether they sell new or pre-owned vehicles, as they are eager for your business. A little advance preparation on your part ensures that you get the best car and the best deal possible. Make a list of questions to ask your sales representative and loan preparation officer:

  • What is the lowest interest rate for which I can qualify?
  • What is the annual percentage rate or APR? Is this fixed or will it fluctuate?
  • What do I need to do to lock in the interest rate?
  • How many months/years is the loan?
  • How much of a down payment do you recommend?
  • Tell me the exact amount of my monthly payment.
  • When is the first loan payment due?
  • Is there a pre-payment penalty?
  • Are there options for car financing with any credit score?
  • Tell me about the loan fees in detail. Is there any way these can be reduced or eliminated?

While this list is not all-inclusive, it can go a long way in making certain that there will be no surprises regarding your used car purchase.

The experienced sales team at 5 Star Auto Plaza is ready to assist in matching you with a dependable pre-owned vehicle that meets all of your specific needs and affordable good credit auto loans in O’Fallon. Call us at (636)940-7600 for further inquiries.

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At 5 Star Auto Plaza, we believe buyers should have expectations.

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