Ask These Important Questions About Good Credit Auto Loans in O’Fallon

January 18, 2017  

good credit auto loans in O'FallonWhile your options for a used car with a poor credit score can sometimes be limited, opportunities abound if your credit is above-board. Good credit auto loans in O’Fallon are available at all dealerships, whether they sell new or pre-owned vehicles, as they are eager for your business. A little advance preparation on your part ensures that you get the best car and the best deal possible. Make a list of questions to ask your sales representative and loan preparation officer:

  • What is the lowest interest rate for which I can qualify?
  • What is the annual percentage rate or APR? Is this fixed or will it fluctuate?
  • What do I need to do to lock in the interest rate?
  • How many months/years is the loan?
  • How much of a down payment do you recommend?
  • Tell me the exact amount of my monthly payment.
  • When is the first loan payment due?
  • Is there a pre-payment penalty?
  • Are there options for car financing with any credit score?
  • Tell me about the loan fees in detail. Is there any way these can be reduced or eliminated?

While this list is not all-inclusive, it can go a long way in making certain that there will be no surprises regarding your used car purchase.

The experienced sales team at 5 Star Auto Plaza is ready to assist in matching you with a dependable pre-owned vehicle that meets all of your specific needs and affordable good credit auto loans in O’Fallon. Call us at (636)940-7600 for further inquiries.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

    Read More
    Consumer Satisfaction Reward
    Powered by Top Marketing Agency     |     Sitemap | Privacy Policy