You Can Prepare for Bad Credit Auto Loans in St. Louis

May 24, 2016  

You Can Prepare for Bad Credit Auto Loans in St. Louis

If you must apply for bad credit auto loans in St. Louis because of a poor credit rating, it is a great idea to prepare your financial situation in advance, if possible. The staff at any dealership, although typically helpful and friendly, are unconcerned about why your credit is bad. What they do care about is your current ability to pay your loan each month.

Many dealerships are pleased to offer car financing with any credit rating. In order to secure the best used car deal possible, clean up your credit in the following ways:

  • Acquire a copy of your free yearly credit report from (Experian, TransUnion and Equifax). Your FICO score report will cost a fee to obtain.
  • Closely look over your report to ensure its accuracy. Errors are quite common. If there are any mistakes, you must file a dispute with the credit bureau so that errors can be corrected. This does sometimes take a few weeks to complete but can definitely aid in increasing your credit score and allow you access to a better interest rate.
  • Applying for a secured credit card with a small debt ceiling and paying on it each month demonstrates your willingness and ability to responsibly pay your debts.
  • Take on a reasonable amount of additional debt to steadily rebuild your credit.
  • Look into credit counseling.

5 Star Auto Plaza can assist you in all aspects of bad credit auto loans in St. Louis. Call our experienced team today at (636)940-7600 to learn about our programs.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

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    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
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    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
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    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
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    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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