What You Need to Know About Good Credit Auto Loans in Wentzville

February 19, 2018  

Good Credit Auto Loans in Wentzville

When you begin your search for a premium used car, be prepared with some questions to ask your dealer about their vehicles in general, and options for good credit auto loans in Wentzville so that you know what to expect in advance of signing a contract.

  • My credit score qualifies me for what interest rate?
  • What is the base rate and the APR (annual percentage rate)? Will this rate fluctuate over the length of the loan?
  • How do I lock in the interest rate?
  • Do you offer auto loans with high risk credit?
  • How long is the loan?
  • What is the smallest down payment possible? Will a higher down payment impact my monthly payment?
  • How much will my monthly payment be and on what is the due date each month?
  • Is there a penalty for prepayment?
  • How much are the loan fees and what precisely do they cover?
  • What documents do you require to complete the application for the loan?
  • How long does loan approval take?

There may be other questions you want to ask, as well. Favorable answers offer you a firm basis for decisions about how the loan process works. It is vital that you understand all your options prior to securing a loan.

For trustworthy and welcome guidance about good credit auto loans in Wentzville and an extensive inventory of pre-owned autos, visit the experienced team at 5 Star Auto Plaza. We have an excellent reputation for quality cars and superior service. Call us today at (636)940-7600.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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