What You Need to Know about Car Loans in St. Peters

November 30, 2016  

Car Loans in St. PetersSigning a contract for a large debt can leave a buyer with conflicting feelings. While it’s great to be driving home in a “new” pre-owned vehicle, facing years of monthly payments can be daunting, in addition to the confusing language on all that required documentation that must be carefully read and understood prior to adding your signature. Bringing an impartial companion with you to the dealership can provide offer welcome input. There are several factors of which you should be aware before shopping for a used auto and applying for car loans in St. Peters.

Even if you are seeking a loan with poor credit or auto loans with medical debt, take note of these important tips before agreeing on the vehicle price and completing the financing application:

  • Take notes on your conversation with the sales person on such items as interest rate, extra fees that may be charged, information about a trade-in, etc. Memory is often unreliable.
  • Carefully read the final contract before you sign it and have your companion look over it, as well. Ensure that the paperwork matches your written notes. Changes after signing are almost nonexistent.
  • Do not allow anyone to pressure you into a deal. You CAN walk away if you are at all uncomfortable with any aspect of the situation. Instincts are often trustworthy.

For dependable sales professionals, reliable pre-owned cars and competitive car loans in St. Peters, look to 5 Star Auto Plaza. We have vehicles and loan options for every price range and credit history. Call us at (636)940-7600.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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