What You Need to Know about Car Loans in St. Peters

November 30, 2016  

Car Loans in St. PetersSigning a contract for a large debt can leave a buyer with conflicting feelings. While it’s great to be driving home in a “new” pre-owned vehicle, facing years of monthly payments can be daunting, in addition to the confusing language on all that required documentation that must be carefully read and understood prior to adding your signature. Bringing an impartial companion with you to the dealership can provide offer welcome input. There are several factors of which you should be aware before shopping for a used auto and applying for car loans in St. Peters.

Even if you are seeking a loan with poor credit or auto loans with medical debt, take note of these important tips before agreeing on the vehicle price and completing the financing application:

  • Take notes on your conversation with the sales person on such items as interest rate, extra fees that may be charged, information about a trade-in, etc. Memory is often unreliable.
  • Carefully read the final contract before you sign it and have your companion look over it, as well. Ensure that the paperwork matches your written notes. Changes after signing are almost nonexistent.
  • Do not allow anyone to pressure you into a deal. You CAN walk away if you are at all uncomfortable with any aspect of the situation. Instincts are often trustworthy.

For dependable sales professionals, reliable pre-owned cars and competitive car loans in St. Peters, look to 5 Star Auto Plaza. We have vehicles and loan options for every price range and credit history. Call us at (636)940-7600.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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