What to Know About Good Credit Auto Loans in St. Louis

April 17, 2017  

Auto Dealer in St. CharlesWhen your credit score meets or exceeds average ratings, your options for all types of opportunities abound. Lenders are eager to extend you credit. This applies to good credit auto loans in St. Louis from dealerships, as well. Dealers welcome those with great credit, no matter whether they are selling pre-owned or brand-new vehicles. For the best deal on a loan and a used car, prepare yourself in advance. Some of the information you may ask the sales and loan professionals at the dealer include:

  • Tell me the lowest possible interest rate for which I can qualify.
  • Is the annual percentage rate fixed?
  • What is the APR?
  • How do I lock in the interest rate?
  • What is the term of the loan?
  • What is my exact monthly payment?
  • What is the due date for my first payment?
  • Will I be penalized for pre-payment?
  • Do you offer car loans after divorce or other life-altering circumstances?
  • Outline the specific loan fees attached to my contract. Can any of them be eliminated, or at least reduced?

You may think of additional questions that have bearing on your situation. Feel free to ask about any concerns you may have. This will help you ensure that there are no surprises either at the dealer or later.

5 Star Auto Plaza is proud to continue a tradition of excellent sales and service. We are ready to assist you in the car-buying and loan process. Call us today at (636)940-7600 to inquire about the availability of good credit auto loans in St. Louis.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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