What to Know About Car Loans in St. Peters

July 27, 2017  

Car Loans in St. Peters

Getting a good interest rate on used car loans in St. Peters is dependent upon several factors. The lender you choose, whether it is a bank, credit union or a dealer, can offer different advantages and disadvantages.

Purchasing a pre-owned vehicle often comes with a higher interest rate than that of a new model, but the price of the auto itself is usually much less than new. You can often get many more extra features on an older auto for less money.

The availability of hundreds of makes and models among used vehicles makes them a popular and affordable choice for reliable transportation. You can choose from used autos, trucks, pre-owned mini-vans for sale and SUVs at virtually every used car dealer.

The length of the loan can also affect interest rates, and longer loans come with higher interest. Signing a contract for the shortest possible term will save you money in the long run, even though you will pay more per month.

If your lender is the dealership from which you buy your car, you can be assured that you will not only acquire financing no matter what your credit rating, you can also get a competitive rate for a good credit score. A great credit rating equals a lower interest rate, while a subpar credit score leads to a higher interest rate.

Call 5 Star Auto Plaza at (636)940-7600 for information about our interest rates for competitive car loans in St. Peters. We look forward to serving your vehicle needs.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

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    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
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    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
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    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
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    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
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    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
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    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
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    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
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