Shop Now for Great Deals on Car Loans in St. Louis

While many people dread tax time, for those who anticipate a refund, having “extra” money for unanticipated expenses or for a used auto purchase have reason to be excited. As a matter of fact, 1 in 5 individuals uses a tax refund to buy a car. Dealerships are pleased to offer exceptional deals on car loans in St. Louis at this time of year for that specific purpose.

A typical tax refund covers the down payment on a pre-owned vehicle and you have the added advantage of not having to worry about taking the time to save the money required for a down payment. After filing your tax return and you are waiting for the refund to arrive, take the time to complete some necessary research before your purchase.

Many dealers have a variety of options for financing, including a no down payment auto loan with medical debt, if you meet that criteria. Carefully consider the type of vehicle you want in detail – make, model and year – but remain flexible for a better car if it becomes available. It is also crucial to factor in all associated costs in addition to your anticipated monthly car payment. Be sure to look at the length of financing and the APR, insurance costs, fuel and routine and unexpected maintenance fees.

Buying used is an excellent way to acquire a reliable and affordable car that can last you for years to come. Stop by 5 Star Auto Plaza to browse our current selection and discuss car loans in St. Louis or give us a call at (636)940-7600.