Shop Now for Great Deals on Car Loans in St. Louis

February 2, 2016  

While many people dread tax time, for those who anticipate a refund, having “extra” money for unanticipated expenses or for a used auto purchase have reason to be excited. As a matter of fact, 1 in 5 individuals uses a tax refund to buy a car. Dealerships are pleased to offer exceptional deals on car loans in St. Louis at this time of year for that specific purpose.

Car Loans in St. Louis

A typical tax refund covers the down payment on a pre-owned vehicle and you have the added advantage of not having to worry about taking the time to save the money required for a down payment. After filing your tax return and you are waiting for the refund to arrive, take the time to complete some necessary research before your purchase.

Many dealers have a variety of options for financing, including a no down payment auto loan with medical debt, if you meet that criteria. Carefully consider the type of vehicle you want in detail – make, model and year – but remain flexible for a better car if it becomes available. It is also crucial to factor in all associated costs in addition to your anticipated monthly car payment. Be sure to look at the length of financing and the APR, insurance costs, fuel and routine and unexpected maintenance fees.

Buying used is an excellent way to acquire a reliable and affordable car that can last you for years to come. Stop by 5 Star Auto Plaza to browse our current selection and discuss car loans in St. Louis or give us a call at (636)940-7600.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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