In House Financing & You Pay NO Sales Tax!


We do everything in our power to get you approved, regardless of credit.

How We Can Help

Simple & Easy Approval Process

Our simple and accessible approval process will get you into a reliable vehicle. You won’t find a better and more efficient process anywhere!

All you Need:

  • Proof Of Income
  • Valid Driver's License
  • Proof Of Residence
  • A Low Down Payment Starting at $700 (Varies based on vehicle selection & customer profile)

Even if you have a bad credit situation, we will strive to get you into the great car that you deserve. We make it easy to get you approved regardless of your credit. No matter your source of income there’s a path for your approval.

Low Payment Options

Our Payment terms are affordable, low, and easy to handle. The more money you put down can reduce the amount you pay each month. We are committed to providing you with a great car buying experience with high-quality vehicle. our aim is to back on the road in a great pre-owned vehicle regardless of credit history.

24 month 24,000 mile warranty on leases

We offer a 24 month limited warranty on every lease vehicle.

Build Your Credit

We will report your payments to the credit bureau. Let us help you improve your credit by making your on time payments.


If you were to purchase a vehicle for $14,000 you would pay over $1300 in sales tax, title, and license fees up front. When you get a car in our lease program, it is not just rolled into the payments. We actually pay the sales tax for you!

(In house program only. See store for details.)

Amazing Flexibility

Need a bigger car or truck? As long as you've taken good care of the car, all you need to do is hand us the keys and a down payment on whatever car you want.

That's it!

Own it

Want to keep your lease? you can! We will finance the loan of residual end value so you can own it.

We Love Our Customers!

Professional, to the point, and expedited the process. Left smiling and Thank you.

Sierra was amazing today and went above and beyond to get me approved for my new 2020 Kia Optima!! She was very patient and professional and made the buying process seamless and quick. I will definitely be purchasing my next car from 5 Star Auto Plaza!!

Perfect person to work with.She got the job done well .Thanks Sierra

Sierra was very detailed and went down the line with all of the costs. Will definitely be working with her in the future plus bringing her and 5 Star more business. Great job!

We worked with sierra and she was amazing helped us get the vehicle that was best for us

Wonderful sales experience!

Sierra was very friendly and understanding of my situation, and very knowledgeable of the steps to take to be able to help me get in a reliable vehicle at the best monthly rate possible! Process was easy & straightforward with thorough explanation on how the process works. Would recommend coming to Sierra at 5 Star Auto Plaza for any and all your car buying needs!

Anthony is absolutely amazing!!!!

Logan Scharf was a great sales man ! Willing to help

Sierra was very helpful from the start and stayed thru the whole process. 5 star auto is a fantastic place to shop for a new ride.