It is a myth that medical debt does not bring down a credit score. Unfortunately, many car buyers are not aware of this, and may be shocked when they are denied a loan for a car because of their low credit score, due to unpaid medical bills. From that point, car shopping might become a nightmare. Many car dealerships are not willing to extend credit to those with low or poor scores. Here at 5 Star Auto Plaza, we even go a step further, by offering a no down payment auto loan with medical debt in St. Peters. We believe that everyone deserves reliable transportation, and medical bills shouldn’t stand in the way of a vehicle.

A good way to qualify for a no down payment loan is to have a trade-in. Here at 5 Star Auto Plaza, we pay top dollar for every trade-in brought into the dealership. For those who are interested in a low monthly payment loan instead, a trade-in can also help there. Simply bring in the vehicle to our dealership, and receive a fair and reasonable estimate within minutes.

As a Buy Here Pay Here dealership, we are unlike other dealerships in the fact that we make all of our financial decisions in-house. Other car dealerships have relationships with lenders, and send out their credit and loan applications. Here at 5 Star, we have cut out the middleman and add that more personal touch. When other dealerships come back with denials after a client is waiting for days, we come back with approvals in less than five minutes.

To learn more about a no down payment auto loan with medical debt in St. Peters, stop by or call 5 Star Auto Plaza at (636)940-7600. We want to build clients for life.