No Down Payment Auto Loan in St. Charles

Auto Loans after Repossessions n O'Fallon / St. Charles County

Maybe it is time to trade in the vehicle that has been spending more time being serviced lately than being driven. We understand if a client may be unsure about getting rid of their old auto and trading it in for a new or used one. Some of our clients may be eligible for a no down payment auto loan in St. Charles, by arriving with a trade-in and filling out our simple and easy credit application.

Many car dealerships and companies may say “guaranteed approval,” but when the time comes, potential car buyers find out that it is an empty promise. Not only are we dedicated to getting everyone in the car of their choice in as little in one day, we want to rebuild poor credit for buyers or build up credit for those just starting out.

We offer top dollar for all trade-in vehicles, and if a client brings a trade-in, we can figure out the best course of action, which may be an auto loan with no down payment. Typically, top trade-in values are close to the amount of a down payment, so this can be a lot easier on the budget.

We are a Buy Here Pay Here dealership, which means that we are able to process loan applications how we decide to, without depending on large corporations for our decision-making. So if we decide on giving a client no down payment, we are free to make that decision. By cutting out the middle man, we can add a more personal touch to working with our clients.

We encourage all potential car buyers to visit our West Clays Street location, or give a friendly salesperson a call at (636)940-7600. At 5 Star Auto Plaza we are pleased to be able to offer a no down payment auto loan in St. Charles. We want our clients to be happy, and we want to keep them for life.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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