Overcoming Bankruptcy Challenges in Car Buying

Potential car buyers often face numerous denied applications during or immediately after a bankruptcy. Since both Chapter 7 and Chapter 13 bankruptcies can remain on a credit report for up to seven years, many car dealerships hesitate to give high-risk clients a chance. At 5 Star Auto Plaza, we aim to go beyond merely approving someone with a bankruptcy on their record. We offer no down payment auto loans after bankruptcy in St. Charles and the greater St. Louis area. Our expertise extends to life events such as bankruptcy, foreclosure, and even car repossession, and we strive to build lifelong relationships with our clients.

Flexible Financing Options

• Bankruptcy Acceptance: We welcome clients with both discharged and undischarged Chapter 7 and Chapter 13 bankruptcies, although undischarged Chapter 13 bankruptcies may require prior trustee approval.
• Simple Application Process: Our credit application is straightforward and easy to complete, providing results in less than five minutes.
• Trusted by Attorneys: Our extensive experience with bankruptcy cases has led local attorneys to refer their clients to us for loan approval.

Maximize Your Trade-In Value

A trade-in is an excellent way to ensure no down payment is necessary for a loan. At 5 Star Auto Plaza, we offer top dollar for every trade-in that comes to our showroom. When budgets are tight, bringing any trade-in to the dealership can also significantly lower monthly payments.

Contact Us Today

We invite all potential clients to visit our West Clay Street location or contact our experienced and friendly sales team at (636) 940-7600. At 5 Star Auto Plaza, we strive to make no down payment auto loans after bankruptcy in St. Charles and the greater St. Louis metropolitan area a reality for our clients, not just a distant possibility.