No Down Payment Auto Loan After Bankruptcy in St. Charles

Bad Credit Auto Loans in St. Charles / St. Charles County

Potential car buyers may experience a lot of denied applications during or right after a bankruptcy. As both Chapter 7 and Chapter 13 bankruptcies stay on a credit report for up to seven years, many car dealerships are unwilling to give high-risk clients a chance. At 5 Star Auto Plaza, we want to go beyond simply approving someone with a bankruptcy on their record. We want to offer a no down payment auto loan after bankruptcy in St. Charles. We consider ourselves experts in life events such as bankruptcy, foreclosure, and even car repossession, and we want to build our clients for life.

We accept clients with both discharged and undischarged Chapter 7 and Chapter 13 bankruptcies, although undischarged Chapter 13 bankruptcies may require prior trustee approval. Our credit application is simple and easy to fill out, with results in less than five minutes. We are so experienced with the ins and outs of bankruptcy that local attorneys send us their clients for approval!

A good way to ensure that there is no down payment on a loan is to have a trade-in. Here at 5 Star Auto Plaza, we offer top dollar for every trade-in that visits our showroom. When the budget is tight, bringing any trade in to the dealership can also significantly lower monthly payments as well.

We invite all potential clients to visit our West Clay Street location, or to give an experienced and friendly salesperson a call at (636)940-7600. Here at 5 Star Auto Plaza, we want a no down payment auto loan after bankruptcy in St. Charles to be a reality for our clients, and not a distant possibility.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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