Negotiating Advice for Car Loans in O’Fallon

July 1, 2016  

Negotiating Advice for Car Loans in O'FallonGoing into debt when purchasing a vehicle or a home can be overwhelming. It may feel as if you are signing your life away with all of the documentation that must be read, understood and initialed or signed. Bringing a friend with you who has no vested interest in your purchase can help you keep a clear head and be aware of all legalities involved in the sale. This is particularly true for home buying or car loans in O’Fallon.

When you are looking to buy one of the premium one owner SUVs for sale, take these crucial contract tips into consideration to ensure that you fully comprehend the process:

  • When negotiating with the sales professional, take notes about agreed-upon items such as trade-in value, additional fees, interest rate, etc. Don’t rely on your memory or the word of the sales person at the dealership.
  • Closely read the final contract before signing – several times if necessary. Make certain that all fees match your notes. Allow your friend to read it, as well, to be sure that you do not overlook anything. Once the contract is signed, there is little opportunity for changes.
  • Do not allow yourself to be pressured into acting quickly. Feel free to walk away. Trust your instincts.

For honest and reliable sales staff, dependable used vehicles at affordable prices and competitive car loans in O’Fallon, look no further than 5 Star Auto Plaza. We have options for all price ranges and any credit history. For questions, call us at (636)940-7600.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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