Low Down Payment Auto Loan in St. Charles

What You Need to Apply for Good Credit Auto Loans in St. Peters

One of the biggest setbacks when potential car buyers need a car is wondering how they will come up with that large down payment. Monthly payments may be no problem, but many car owners fear that they will be denied because they don’t have quite enough to put down. Here at 5 Star Auto Plaza, we are pleased to offer a low down payment auto loan in St. Charles.

One of the best ways to attain a low down payment is to have a trade-in vehicle. We pay the absolute top dollar on all used cars and trucks. Bring the vehicle down to our West Clay Street location, and receive a reasonable and fair estimate in minutes from one of our experienced sales professionals. Having a trade-in significantly decreases the amount needed for a down payment on a new car or truck.

Another setback when purchasing a new car or truck is potential credit problems. We are willing to work with all types of credit situations, including no credit, bankruptcy, foreclosure, and even repossession.

We can still offer a low down payment loan even in cases of poor or bad credit.

We are a Buy Here Pay Here dealership, which means we act as a combination car dealership and financier. Without having to depend on large corporations for our finances, we can easily make our own decisions. Fill out our simple and easy credit application to receive results in less than five minutes.

We invite all potential car buyers to visit our showroom, or to give a friendly staff member a call at (636)940-7600. Here at 5 Star Auto Plaza, we want a low down payment auto loan in St. Charles to be more than a dream, we want it to be a reality.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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