One of the biggest setbacks when potential car buyers need a car is wondering how they will come up with that large down payment. Monthly payments may be no problem, but many car owners fear that they will be denied because they don’t have quite enough to put down. Here at 5 Star Auto Plaza, we are pleased to offer a low down payment auto loan in St. Charles.

One of the best ways to attain a low down payment is to have a trade-in vehicle. We pay the absolute top dollar on all used cars and trucks. Bring the vehicle down to our West Clay Street location, and receive a reasonable and fair estimate in minutes from one of our experienced sales professionals. Having a trade-in significantly decreases the amount needed for a down payment on a new car or truck.

Another setback when purchasing a new car or truck is potential credit problems. We are willing to work with all types of credit situations, including no credit, bankruptcy, foreclosure, and even repossession.

We can still offer a low down payment loan even in cases of poor or bad credit.

We are a Buy Here Pay Here dealership, which means we act as a combination car dealership and financier. Without having to depend on large corporations for our finances, we can easily make our own decisions. Fill out our simple and easy credit application to receive results in less than five minutes.

We invite all potential car buyers to visit our showroom, or to give a friendly staff member a call at (636)940-7600. Here at 5 Star Auto Plaza, we want a low down payment auto loan in St. Charles to be more than a dream, we want it to be a reality.