Looking for a Good Credit Auto Loan in Wentzville? We Got You Covered!

Looking for a Good Credit Auto Loan in Wentzville? We Got You Covered!

May 4, 2021  

Looking for a Good Credit Auto Loan in Wentzville? We Got You Covered!

If you have good credit and are looking at good credit auto loans in Wentzville, 5 Star Auto Plaza is a great place to go! We help our clients get the best financing possible, whether they have good credit, bad credit, are no credit at all. Our team wants you to leave our lot happy with your choice of vehicle and finance terms.

Understanding Your Credit Score

Understanding how credit scores are determined can help you get a better sense of your credit and what you can do to improve it. There are plenty of free credit score sites that you can use, but not all of them use the proprietary FICO scores. Those sites are ok, as they can give you a general idea of your credit score. Your credit score is based on consumer courts related to your credit, bill-paying habits, and how much debt you have.

Understanding FICO

The FICO model takes into consideration several factors. These include:

  • Payment history- approximately 35%
  • Credit capacity – approximately 30%
  • Age of credit – approximately 15%
  • New credit inquiries – approximately 10%
  • Your credit mix – approximately 10%

We Help You Get The Car You Want

If you have good credit, you will get better interest rates and terms, but if your credit is less than perfect, we can still work with you. We’re here to help you get the most out of your auto financing needs.  For more information about good credit auto loans on Wentzville, give 5 Star Auto Plaza a call at (636) 940-7600. Let us help you get the best financing possible and into the vehicle you need.

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