How to Shop for Good Credit Auto Loans in St. Charles

July 24, 2017  

Good Credit Auto Loans in St. Charles

When you have worked hard to build up your credit score it is so satisfying to be able to choose from a myriad of used vehicles and good credit auto loans in St. Charles from dealerships all over the area. Lenders are eager for your business, as you are an excellent credit risk. Complete a little online research to locate great deals on quality vehicles from a reliable dealer. Asking the right questions nets you all of the information that you need for the most informed car-buying decision:

  • With my credit score, what is the lowest interest rate available to me?
  • What is the current annual percentage rate?
  • Is the APR fixed or doe it fluctuate?
  • What do I need to do to lock in the interest rate?
  • How long is my loan?
  • Tell me my precise monthly payment.
  • When is my first payment due?
  • Is there an option for an automatic bank draft?
  • Is there a pre-payment penalty?
  • Although my credit is above-board right now, do you have options for auto loans with high risk credit?
  • Describe the fees outlined in my loan. Can we reach a compromise on costs?

There may be additional questions or concerns that apply to you. Do not be afraid to bring them up.

5 Star Auto Plaza has a long record of happy customers and is ready to help you navigate the sometimes confusing auto-buying and loan application procedure. Phone us at (636)940-7600 to learn about our current inventory and our selection of good credit auto loans in St. Charles.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

    Read More
    Consumer Satisfaction Reward