How to Get Good Credit Auto Loans in St. Charles

November 30, 2017  

good credit auto loans in St. Charles

Having a good credit score can net you quite a few welcome advantages in the financial world. It is easier to buy a home, acquire a credit card or purchase a boat or vehicle. Dealers are eager to work with these car buyers since they offer a better risk for good credit auto loans in St. Charles. Investigate specific car deals online from local dealerships who have proven reliability. Knowing the right questions to ask can give you valuable data from which to make an informed auto-purchasing decision.

  • What is the lowest possible interest rate for which I can qualify?
  • What is the present APR or annual percentage rate?
  • Does the APR fluctuate or is it a fixed rate?
  • How do I lock in the interest rate?
  • What is the length of my loan?
  • What is my exact monthly car payment?
  • What is the due date for my first payment?
  • Is it possible to have my payment completed with an automatic bank draft?
  • Is there a penalty for pre-payment?
  • Does your selection of vehicles include pre-owned mini-vans for sale?
  • Can we negotiate on the additional fees?

Additional questions may be addressed with your sales person or loan officer at 5 Star Auto Plaza. We are prepared to help you navigate the entire car buying process, from start to finish, including good credit auto loans in St. Charles and credit situations that are less than standard. Call us at (636)940-7600 or stop by the dealership to browse our always changing inventory.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

    Read More
    Consumer Satisfaction Reward