How to Apply for Good Credit Auto Loans in St. Louis

May 8, 2018  

Good Credit Auto Loans in St. Louis

We work hard all our adult lives to acquire and maintain a good credit rating by ensuring that we pay our debts on time. Accomplishing this sometimes difficult task can net some great benefits, in the form of a home, boat or vehicle purchase. Car dealers are typically eager to work with customers who have high credit scores since they are at a minimal risk for defaulting on good credit auto loans in St. Louis.

You can find out a lot of information online about local dealers and their current specials. Having a list of questions to ask when you visit the dealership can be quite helpful, as well. Here are just a few to consider when you find the car you want:

  • Do you offer no down payment auto loans after divorce?
  • What is the lowest interest rate available to me?
  • What is the current APR?
  • Is the APR fixed or does it change?
  • What do I need to do to lock in the interest rate?
  • What is my loan term?
  • How much is my car payment and what is the due date each month?
  • Can my payment be made via automatic bank draft?
  • Are there any penalties for pre-payment?
  • Are the fees negotiable?

For these and any other questions you may have, talk with the sales team or one of the loan officers at 5 Star Auto Plaza. We are equipped to help you throughout the car buying process, including applying for good credit auto loans in St. Louis or for credit scenarios that are substandard. Give us a call at (636) 940-7600 or stop by our dealership to examine our current inventory of pre-owned vehicles.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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