How to Apply for Good Credit Auto Loans in St. Louis

May 8, 2018  

Good Credit Auto Loans in St. Louis

We work hard all our adult lives to acquire and maintain a good credit rating by ensuring that we pay our debts on time. Accomplishing this sometimes difficult task can net some great benefits, in the form of a home, boat or vehicle purchase. Car dealers are typically eager to work with customers who have high credit scores since they are at a minimal risk for defaulting on good credit auto loans in St. Louis.

You can find out a lot of information online about local dealers and their current specials. Having a list of questions to ask when you visit the dealership can be quite helpful, as well. Here are just a few to consider when you find the car you want:

  • Do you offer no down payment auto loans after divorce?
  • What is the lowest interest rate available to me?
  • What is the current APR?
  • Is the APR fixed or does it change?
  • What do I need to do to lock in the interest rate?
  • What is my loan term?
  • How much is my car payment and what is the due date each month?
  • Can my payment be made via automatic bank draft?
  • Are there any penalties for pre-payment?
  • Are the fees negotiable?

For these and any other questions you may have, talk with the sales team or one of the loan officers at 5 Star Auto Plaza. We are equipped to help you throughout the car buying process, including applying for good credit auto loans in St. Louis or for credit scenarios that are substandard. Give us a call at (636) 940-7600 or stop by our dealership to examine our current inventory of pre-owned vehicles.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

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    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
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    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
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    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
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    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
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    Review Your DealerI have purchased several cars from these guys in the last 10 years.  They have always taken great care of my and my family by giving fantastic service and competitive pricing on quality cars. Read More
  • St. Charles Auto Financing

    Review Your DealerAnthony went the extra mile for us as we are in a difficult point in our lives. We had to file bankruptcy and our only car had a “terminal” problem. Thanks to 5 Star and Jack Adams we have a car beyond what we expected. Thank you!!! Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerAmazing staff, Daniel was such a gentleman. We really enjoyed our car buying experience with them. We will be back (sooner than later) 🙂 Read More
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    Review Your DealerI had an awesome experience and would come back to do business in the future. The staff was extremely nice! Read More
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    Review Your DealerFast service combined with an extremely competent and professional sales staff who focused on individual needs. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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