How to Apply for Good Credit Auto Loans in St. Louis

May 8, 2018  

Good Credit Auto Loans in St. Louis

We work hard all our adult lives to acquire and maintain a good credit rating by ensuring that we pay our debts on time. Accomplishing this sometimes difficult task can net some great benefits, in the form of a home, boat or vehicle purchase. Car dealers are typically eager to work with customers who have high credit scores since they are at a minimal risk for defaulting on good credit auto loans in St. Louis.

You can find out a lot of information online about local dealers and their current specials. Having a list of questions to ask when you visit the dealership can be quite helpful, as well. Here are just a few to consider when you find the car you want:

  • Do you offer no down payment auto loans after divorce?
  • What is the lowest interest rate available to me?
  • What is the current APR?
  • Is the APR fixed or does it change?
  • What do I need to do to lock in the interest rate?
  • What is my loan term?
  • How much is my car payment and what is the due date each month?
  • Can my payment be made via automatic bank draft?
  • Are there any penalties for pre-payment?
  • Are the fees negotiable?

For these and any other questions you may have, talk with the sales team or one of the loan officers at 5 Star Auto Plaza. We are equipped to help you throughout the car buying process, including applying for good credit auto loans in St. Louis or for credit scenarios that are substandard. Give us a call at (636) 940-7600 or stop by our dealership to examine our current inventory of pre-owned vehicles.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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