Good Credit Auto Loans in Wentzville – What to Know

November 14, 2016  

Good credit auto loans in WentzvilleGood Credit Auto Loans in Wentzville - What to Know can be found at every pre-owned car dealership. The trick is to know whether you are actually getting that great deal or if you are being scammed. Preparation and knowing some critical information before signing your contract are keys to a successful transaction. Be sure to ask the following questions of your sales rep and finance officer:

  • With my credit score, what is the lowest interest rate for which I can qualify?
  • Tell me the base rate and the APR (annual percentage rate). Will this fluctuate over the length of the loan?
  • How do I lock in the interest rate?
  • How long is the loan term?
  • What is the minimum amount required for a down payment?
  • What is my exact monthly payment and when is the first payment due?
  • Is there a penalty for paying off the loan early?
  • Do you offer car loans after divorce?
  • How much are loan fees and what are they for?
  • How long does loan approval take?

Prepare any additional questions you may have to ask the dealer about the loan or the vehicle itself. Buying a car does not have to be an ordeal if you anticipate as much as possible beforehand.

For expert guidance from honest and dependable sales personnel, speak with the team at 5 Star Auto Plaza by calling (636)940-7600 about good credit auto loans in Wentzville. Our inventory is constantly changing to meet your every transportation need and we are proud to be a local favorite in the used car industry.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

    Read More
    Consumer Satisfaction Reward
    Powered by Top Marketing Agency     |     Sitemap | Privacy Policy