Good Credit Auto Loans in Wentzville – What to Know

November 14, 2016  

Good credit auto loans in WentzvilleGood Credit Auto Loans in Wentzville - What to Know can be found at every pre-owned car dealership. The trick is to know whether you are actually getting that great deal or if you are being scammed. Preparation and knowing some critical information before signing your contract are keys to a successful transaction. Be sure to ask the following questions of your sales rep and finance officer:

  • With my credit score, what is the lowest interest rate for which I can qualify?
  • Tell me the base rate and the APR (annual percentage rate). Will this fluctuate over the length of the loan?
  • How do I lock in the interest rate?
  • How long is the loan term?
  • What is the minimum amount required for a down payment?
  • What is my exact monthly payment and when is the first payment due?
  • Is there a penalty for paying off the loan early?
  • Do you offer car loans after divorce?
  • How much are loan fees and what are they for?
  • How long does loan approval take?

Prepare any additional questions you may have to ask the dealer about the loan or the vehicle itself. Buying a car does not have to be an ordeal if you anticipate as much as possible beforehand.

For expert guidance from honest and dependable sales personnel, speak with the team at 5 Star Auto Plaza by calling (636)940-7600 about good credit auto loans in Wentzville. Our inventory is constantly changing to meet your every transportation need and we are proud to be a local favorite in the used car industry.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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