First-Time Buyers Program

5 Star First-Time Buyers Program

Whether you’re 18 or 98, buying a car for the first time can be frustrating – and disappointing. Rude or apathetic salespeople, credit check nightmares, and the time it takes simply to find the vehicle you like – these are things that make car buying frustrating. However, it shouldn’t have to be this way.

Here at 5 Star Auto Plaza, we build clients for life, and we do so because we’re incredibly understanding of those who are first-time buyers. This is one of the biggest financial decisions you’ll ever make, so we want you to relax, sit back, and enjoy how fun car buying can be.

It’s simple to become a “member” of our first-time buyer program, as we only have one real requirement. As long as you’ve been at your current job for 6 months or longer, you’re all set. You’ll enjoy low financing through our own, local private credit union. We completely understanding if you have no credit coming in – in fact, we expect that! We also can finance you up to $17,500, which gives you a lot of inventory to search through for your new car. And, best of all, there’s no co-signer required. You can do this all on your own.

To learn more about our first-time buyer program and how we build clients for life, call 5 Star Auto Plaza today at (636)940-7600 to speak with a professional on our team.


**Certain restrictions apply. In order to qualify for one of our many credit programs, we’ll need your social security number to run a credit check. If you proceed with financing through 5 Star Auto Plaza a minimum income of $1500/month is required.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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