First Time Auto Loans in St. Peters / St. Charles County

December 9, 2015  

The process of buying a vehicle for the first time can be a bit intimidating if you have not spent valuable time in researching the endeavor. There are 4 important factors to consider before seeking your car purchase and applying for first time auto loans in St. Peters / St. Charles County.

First Time Auto Loans in St. Peters / St. Charles County

Of primary concern is whether you will buy a new or used auto. While new vehicles have all the latest features, you will pay handsomely for them. It is often wiser to buy used at first, to establish a favorable credit history and save money. There are many pre-owned vehicles that are later models with popular “bells and whistles” from which to choose. Used cars cost significantly less than new and much of the depreciation has already occurred.

Secondly, you should evaluate whether paying cash or acquiring financing is best for your situation. Even if you have the money available, an auto loan allows you to keep some of it for other purchases and to build your credit.

Determine the best dealership to find your used car and complete a credit application. Those with years of experience have the necessary skills to guide you through from start to finish. Convenience is key. Locating a premium pre-owned auto, obtaining financing and paying at the same dealership can save you time and money.

You need the expertise from 5 Star Auto Plaza. Call us at (636)940-7600 to discuss our extensive inventory and your options for first time auto loans in St. Peters / St. Charles County.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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