First Time Auto Loans in St. Louis / St. Louis County

October 31, 2015  

If you have never bought a pre-owned car by financing it, the process can be a bit daunting. In addition, having no previous credit history can often slow prevent a purchase. However, it is possible to achieve. Before you begin your used car and financing search, evaluate your options for first time auto loans in St. Louis / St. Louis County.

First Time Auto Loans in St. Louis / St. Louis County

  • What is your budget? Can you afford the additional monthly debt of a car payment?
  • Do you have several thousand dollars available in cash or will you have to finance?
  • Research how financing is handled to determine if you will be able to meet the requirements.
  • Within your budget, take into consideration the cost of gasoline and how much you anticipate using each week. Also, routine maintenance service such as changing the filters and oil changes must be anticipated. Unfortunately, there are also unanticipated costs if a part malfunctions. Repairs can be expensive so keeping this in mind can be quite helpful.

The higher your down payment the better. This is an advantage over the length of the loan in that you end up paying less overall. Dealers also appreciate a larger down payment up front, especially from first-timers. Your used vehicle search should encompass a car that is dependable, in decent condition and has safety features.

5 Star Auto Plaza offers first time auto loans in St. Louis / St. Louis County. Speak with a member of our sales team today at (636)940-7600 to ask about our inventory of pre-owned mini-vans, autos and trucks.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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