First Time Auto Loans in St. Charles / St. Charles County

October 30, 2015  

If this is your initial attempt to buy a vehicle by financing it, having an empty credit history can sometimes make the process a little difficult. It is not, however, impossible. Before starting out on your car buying journey, closely and frankly consider several aspects of first time auto loans in St. Charles / St. Charles County.

First Time Auto Loans in St. Charles / St. Charles County


  • Determine how you will pay for the vehicle. Cash is usually not a viable option for most people.
  • Learn how financing works. Research the topic so that you will be prepared during every stage of the process.
  • Evaluate your budget to make certain that you can afford monthly loan payments.
  • Be sure to include in your budget the approximate amount of gasoline you expect to utilize by the week and the month.
  • Also plan for regular maintenance tasks such as oil changes, tires, wiper blades, etc.
  • There are also frequently unexpected costs that may arise from rising gas prices to an unanticipated repair.

To lower the cost of the vehicle over the long term, pay as much as you can comfortably afford as a down payment. A dealer looks upon this favorably, especially when you are a new buyer. Search for a used auto that not only looks appealing but is reliable, safe and in good overall condition.

5 Star Auto Plaza is here to help individuals with the ins and outs of first time auto loans in St. Charles / St. Charles County. Call us today at (636)940-7600 to inquire about our current inventory of pre-owned cars, mini-vans, SUVs and trucks.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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