Rebuild Your Credit

Has the economy gotten you down? Are bankruptcy, divorce, repossession and/or late payments part of your past? Have you found it difficult to finance a vehicle at a regular dealership due to past credit problems or zero credit?

Worry no more, as you can finally get an affordable, quality, late-model vehicle here at 5 Star Auto in St. Charles, Missouri. We are a Buy Here Pay Here dealership specializing in bad credit, no credit and new credit. No matter what your credit score or what your credit report says, we offer low down payment auto financing.

When you choose to Buy Here Pay Here with 5 Star Auto, you not only get a good quality, newer model vehicle, but you will also be taking the necessary steps toward building or re-building your credit. We will not only sell you an affordable late-model car, truck or SUV, but we will help you get back on the right track to obtain good credit.

We understand the effects of divorce and how some people simply just need a fresh start. We also understand how things are in today’s economy and some bills are more important than your car payment, resulting in repossessions on your credit. We want to help you in every way that we can, which is exactly why we offer auto credit repair at 5 Star Auto.

Contact us  to learn more about our Buy Here Pay Here financing, low down payment financing and our auto credit repair. Or go ahead and start browsing our inventory, as we have a wide assortment of cars, trucks and SUVs. With such a variety, you are sure to find the vehicle that you want at a price you can afford! Contact us at (636)940-7600.

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**In order to qualify for one of our many credit programs, we’ll need your social security number to run a credit check. If you proceed with financing through 5 Star Auto Plaza a minimum income of $1500/month is required.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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