Car Loans With High-Risk Credit in St. Charles

No Down Payment Auto Loan with Medical Debt in St. Peters

Sometimes bad things or situations happen to good people, and this includes life events that can seriously mar a credit report. With situations such as bankruptcy, divorce, and foreclosure, it can be next to impossible to secure car loans with high-risk credit in St. Charles. Here at 5 Star Auto Plaza it is our desire to everyone be approved for a car loan, regardless of events in their credit history. We can work with anyone with issues such as loans in default, foreclosed home, and even car repossession.

Part of why we are able to approve so many high-risk clients is because we are a Buy Here Pay Here dealership. By cutting out the middleman, we allow clients to choose the vehicle that they would like to purchase, and finance it here as well, without waiting for tedious decisions by large corporations.

With a personal touch, we can approve those with open and closed bankruptcies, car repossessions, and foreclosures. In fact, many local bankruptcy attorneys send their clients to us because of our reputation.

We will also pay top dollar value for trade-in vehicles. For those with high-risk credit in need of a better car, it can be invaluable to trade in the old one and reduce monthly payments or the down payment. Our experienced staff can give potential car buyers a reasonable and fair estimate in minutes.

We encourage all to stop by our West Clay Street location and fill out our quick and easy credit application. Car loans with high-risk credit in St. Charles need not be so difficult and tiresome. Additionally, give us a call to speak with an experienced salesperson at (636)940-7600. Here at 5 Star Auto Plaza we want to build clients for life.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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