Sometimes bad things or situations happen to good people, and this includes life events that can seriously mar a credit report. With situations such as bankruptcy, divorce, and foreclosure, it can be next to impossible to secure car loans with high-risk credit in St. Charles. Here at 5 Star Auto Plaza it is our desire to everyone be approved for a car loan, regardless of events in their credit history. We can work with anyone with issues such as loans in default, foreclosed home, and even car repossession.

Part of why we are able to approve so many high-risk clients is because we are a Buy Here Pay Here dealership. By cutting out the middleman, we allow clients to choose the vehicle that they would like to purchase, and finance it here as well, without waiting for tedious decisions by large corporations.

With a personal touch, we can approve those with open and closed bankruptcies, car repossessions, and foreclosures. In fact, many local bankruptcy attorneys send their clients to us because of our reputation.

We will also pay top dollar value for trade-in vehicles. For those with high-risk credit in need of a better car, it can be invaluable to trade in the old one and reduce monthly payments or the down payment. Our experienced staff can give potential car buyers a reasonable and fair estimate in minutes.

We encourage all to stop by our West Clay Street location and fill out our quick and easy credit application. Car loans with high-risk credit in St. Charles need not be so difficult and tiresome. Additionally, give us a call to speak with an experienced salesperson at (636)940-7600. Here at 5 Star Auto Plaza we want to build clients for life.