Everyone needs reliable transportation, and to be able to get from point A to point B. Trying to find a car loan with black marks on the credit report can be nothing short of a nightmare. Car dealerships either want an enormous down payment, or worse yet, will not approve a car loan at all. Here at 5 Star Auto Plaza, we believe that everyone deserves to be driving in the car of their choice – something safe and reliable, and even fun to drive! We offer car loans with defaulted credit in St. Peters for those that have unpaid credit cards or loans, or other items in default. Everyone needs a car to drive, regardless of credit history.

As a Buy Here Pay Here dealership, we have the unique ability to make all of our financial decisions in-house. Many other car dealerships depend on outside sources and lenders that they have financial relationship with for their decision-making. These other dealerships send out their credit applications, and the results can take days. For those with low scores, typically the results are denials. By adding a personal touch and eliminating the middleman, here at 5 Star we are able to extend credit to nearly all of our applicants. In addition to those in default, we extend loans to those who have discharged and undischarged bankruptcies, repossessions, and even foreclosure.

We invite all potential car buyers to come down to our West Clay Street location to see our large inventory of used, new, and pre-owned cars, trucks, and SUVs. To learn more about car loans with defaulted credit in St. Peters, simply stop by or give 5 Star Auto Plaza a call at (636)940-7600. We want to build clients for life.