It is not always so simple to clear up the mess after defaulting on a loan. Whether it was a credit card, line of credit or other loan, trying to find car loans with defaulted credit in St. Charles can be exceedingly difficult. Very few car dealerships or finance companies are willing to take a chance on a high-risk client. Here at 5 Star Auto Plaza, our motto is “we build clients for life.” We sincerely mean every word, and our goal is to get everyone, regardless of credit history, into a better vehicle.

As a Buy Here Pay Here dealership, we allow clients to choose the car they would like to drive away in, and fill out our quick and easy credit application right in our office. Without waiting for hours or days for a big conglomerate corporation to deny the loan, we can guarantee results in less than five minutes. Acting as both a car dealer and a financier makes it much easier for us to approve nearly everyone who walks through our doors.

We can also easily work with such life events such as bankruptcy, foreclosure, and divorce. Sometimes bad things happen to good people. We are willing to give people a chance so they can start rebuilding their credit again.

Here at 5 Star Auto Plaza we also offer top dollar for every trade-in. Give us a call at (636)940-7600 to learn more about our inventory or the purchase of a new car. We encourage potential buyers to stop by our West Clay Street location and speak with an experienced salesperson, who can give a reasonable trade-in estimate in minutes. Car loans with defaulted credit in St. Charles do not have to be a nightmare. We consider ourselves to be the best at offering people a second chance.