Car Loans With Bad Credit in St. Charles

No Down Payment Auto Loan With Poor Credit in St. Charles

It can be beyond a headache when a car breaks down and a person or family is in desperate need of reliable transportation. Car loans with bad credit in St. Charles can seem like an impossibility when every car dealership and finance company looks at the credit score and quickly declines. Here at 5 Star Auto Plaza we are dedicated to getting everyone approved for a car loan, regardless of credit.

Our motto is “we build clients for life,” and we mean it. Whether it is an unfortunate life events such a bankruptcy, divorce, foreclosure, or even repossession, our experienced staff is well-equipped to handle any credit hindrance or problem. Part of why we are able to approve so many is because we are a Buy Here Pay Here dealership. By cutting out the finance company, we can sit down with our clients and have a face-to-face interview and application – a lot more personal than just reviewing a credit score.

We also pay top dollar for trade-in cars and other vehicles. Trading in a car when purchasing a new one can significantly lower the monthly payment as well as the required down payment. For people or families feeling a tight credit squeeze, this can be an invaluable help.

Our credit application is simple, and takes just moments to fill out, with a decision in less than five minutes. We encourage potential car buyers to stop by our West Clay Street office to speak with a staff member and peruse our large vehicle inventory. Additionally, any client can give us a call at (636)940-7600. 5 Star Auto Plaza is committed to being the best in the area, and making car loans with bad credit in St. Charles a possibility for our clients.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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