Car Loans With Any Credit in St. Charles

Auto Loans after Default in St. Louis

Not every credit situation is the same, and not everyone is able to maintain sterling credit. Sometimes, life merely happens. There are also those just starting out in life with their first apartment and first real job, in need of reliable transportation. So many companies are not willing to give either those with bad credit or no credit a chance. Here at 5 Star Auto Plaza, we believe we are the best at offering car loans with any credit in St. Charles. We are experienced in approving young people with little or no credit, families that have faced foreclosure and default, and even those who have gone through bankruptcy. We want to give everyone a second or first chance, regardless of their credit history.

We are highly experienced in the realm of Chapter 7 and Chapter 13 bankruptcies, discharged or undischarged. In fact, local bankruptcy attorneys send us their clients because they know we were do our best to get them approved for a loan. Our credit application is easy to fill out, and applicants have results in less than five minutes.

We are what is called a Buy Here Pay Here dealership. This means that we do our own financing, and do not depend on a large corporation for our decision-making. All of our applications, loans, and approvals are processed in-house. By cutting out the middleman, we can give our clients a more personal touch.

We encourage any potential car buyer to visit our location on West Clay Street in St. Charles, or to give an experienced salesperson a call at (636)940-7600. 5 Star Auto Plaza is the most experienced dealer for car loans with any credit in St. Charles, and we want to prove this to every client. Our personal motto is, “we build clients for life.”

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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