Car Loans in Wentzville for High-Quality Used Vehicles
September 7, 2021
Looking for car loans in Wentzville? Kickstart your driving experience with a newer vehicle to improve your daily drive. Take a look through our large inventory of used cars, trucks, minivans, SUVs, and more at 5 Star Auto Plaza and get the best deals you can find in Wentzville!
Not sure how you can tell whether you’re getting a good deal on your car loan? Here are some tips that can help you out:
Factors to Consider When Comparing Car Loans in Wentzville
Annual Percentage Rate
Annual Percentage Rate, or APR, considers interest rates, loan origination fees, closing costs, discount points, rebates, and broker fees. For two loans with similar interest rates, terms, EMI, etc., the one with the lower APR will be a better choice.
Interest Rate
Learn as much as you can when car shopping, especially available interest rates. Also, make sure to account for differences in interest rates based on your credit score, down payment, vehicle type, etc.
Loan Term
What term options do you have for repaying the loan? Are these suitable for your income?
Repayment Options
Are there flexible repayment options available? Can you defer payments for any time during the term?
Down Payment
Check and compare the down payment ratio in comparison to the vehicle’s value.
Application Process and Evaluation
Is there a third party involved, or does the dealer finance the loan in-house?
Why Choose 5 Star Auto Plaza?
If you’re worried about buying a used vehicle, you can put your worries to rest. At 5 Star Auto Plaza, we inspect all vehicles thoroughly and keep them in excellent condition. We also provide you with detailed records of the vehicle’s maintenance.
You won’t find car loans in Wentzville like ours anywhere else. Call us at (636) 940-7600 to learn more about our finance options today!
Ken did an amazing job. He listened to what I needed and he made sure I was happy. He was honest, informational, and friendly. He made me laugh and we got something to because it was after lunch. I really appreciate him and will refer him to others give this gentleman a raise he represented your company very well