Car Loans After Default in St. Charles

Pre-Owned Chevrolet Cars for Sale in St. Louis

Bad marks on a credit report are visible for seven years or more, and defaulting on a credit card or loan can be a tough event to break away from. Securing car loans after default in St. Charles can be tough, especially if it is a recent default. Most dealerships and finance companies won’t even give a potential client a second glance. Here at 5 Star Auto Plaza, we are dedicated to seeing everyone approved for a loan, regardless of their credit history.

As a Buy Here Pay Here dealership, we are authorized to be not only a dealership to a client, but the financier of the loan as well. Compared to large companies that merely decline clients based on the score alone, our personal touch allows us to get to know our clients and understand tough situations. Bad things and situations do happen to good people, and we completely understand. Defaulted loans, bankruptcy, divorce, and repossession can all be obstacles to overcome.

We also offer top dollar trade-in value on any vehicle that our clients bring in. Having a trade-in can significantly decrease the amount needed for a down payment or for a monthly payment. For those in the throes of creditors knocking at the door, this can be a big plus. Our professional salespeople will give a reasonable and fair estimate in just several minutes’ time.

We encourage all potential car buyers to visit our West Clay Street location, or to give us a call at (636)940-7600. Our credit application is simple to fill out, with results in less than five minutes. Car loans after default in St. Charles can be a possibility. Here at 5 Star Auto Plaza we want to build clients for life, and see everyone approved for a vehicle.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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