Car Loans After Default in St. Charles
Bad marks on a credit report are visible for seven years or more, and defaulting on a credit card or loan can be a tough event to break away from. Securing car loans after default in St. Charles can be tough, especially if it is a recent default. Most dealerships and finance companies won’t even give a potential client a second glance. Here at 5 Star Auto Plaza, we are dedicated to seeing everyone approved for a loan, regardless of their credit history.
As a Buy Here Pay Here dealership, we are authorized to be not only a dealership to a client, but the financier of the loan as well. Compared to large companies that merely decline clients based on the score alone, our personal touch allows us to get to know our clients and understand tough situations. Bad things and situations do happen to good people, and we completely understand. Defaulted loans, bankruptcy, divorce, and repossession can all be obstacles to overcome.
We also offer top dollar trade-in value on any vehicle that our clients bring in. Having a trade-in can significantly decrease the amount needed for a down payment or for a monthly payment. For those in the throes of creditors knocking at the door, this can be a big plus. Our professional salespeople will give a reasonable and fair estimate in just several minutes’ time.
We encourage all potential car buyers to visit our West Clay Street location, or to give us a call at (636)940-7600. Our credit application is simple to fill out, with results in less than five minutes. Car loans after default in St. Charles can be a possibility. Here at 5 Star Auto Plaza we want to build clients for life, and see everyone approved for a vehicle.