Sometimes it is unavoidable to let bills pile up. Between injury, unemployment, and other unfortunate things that may happen in a person’s life, sometimes the credit card bills and the medical bills simply pile up.   This does not change the fact that a person still needs to get to work, to the store, and from point A to point B. Even those with bad credit need reliable transportation, and here at 5 Star Auto Plaza, we understand this. Here, we extend car financing with defaulted credit in St. Peters, because everyone needs a second chance.

As a Buy Here Pay Here dealership, we make all of our own financial decisions in-house. This is part of why we are able to extend so many loans with bad credit and no credit.  Instead of sending loan applications out to lenders, and waiting days for a decision only to receive a denial, we can offer application results in less than five minutes, usually with approval.

Our clients are surprised at some of the life events we can overlook. Whether a client’s problem is bankruptcy, foreclosure, repossession, defaulted credit cards – we can look past just the credit score number on a piece of paper. By adding a more personal touch, we can build our clients for life.

Clients on a tight budget can always bring in a trade-in vehicle to keep costs down. Any type of trade-in, in any type of condition can significantly bring down the monthly payments or down payment. Simply bring a vehicle in, for a fair and reasonable estimate in minutes.

We invite all potential car buyers to come down and see our great selection of new, used, and pre-owned cars. Clients can also call 5 Star Auto Plaza at (636)940-7600 to learn about our car financing with defaulted credit in St. Peters.