One of the toughest things about shopping for a new or used car can be the dreaded loan application. Some applicants are aware that they have poor credit, while others have no idea that their credit score may be incredibly low. It can be tough to go to a dealership and go to all the trouble of test driving and choosing a car, only to have an application swiftly rejected. Here at 5 Star Auto Plaza, we want to make buying a car with poor credit in St. Peters much less of a hassle. We are able to approve nearly everyone who is need of reliable transportation, regardless of their credit history.

As a Buy Here Pay Here dealership, we are able to be our own financier. This is mainly what sets us apart from other dealerships. By cutting out the middleman, we make all of our own financial decisions in-house. Instead of sending an application to a loan company that denies it our of hand, we are able to add a personal touch and look beyond the credit score. Our loan application is simple and easy, with results in less than five minutes.

Whether the problem is simply poor credit, defaulted credit cards or loans, medical debt, bankruptcy, foreclosure, or even repossession, we are here to help. We are even able to accept many clients with discharged and undischarged Chapter 7 and Chapter 13 bankruptcies.

We invite all potential car buyers to visit our West Clay Street location in St. Charles, or to give a friendly and knowledgeable salesperson a call at (636)940-7600. Here at 5 Star Auto Plaza, we want buying a car with poor credit in St. Peters to be hassle-free. We want to build our clients for life.