Buying a Car With Poor Credit in St. Louis

Car Loans with High Risk Credit in St. Louis

Sometimes, people need reliable transportation in a hurry. Cars can break down, with near-impossible repairs. Sadly, people can get into accidents and cars can be totaled. Many things can happen that necessitates the need for a replacement vehicle in a hurry. For those that have poor credit, this can be a nightmare. Not everyone has thousands of dollars in the bank, ready to put a down payment on a car. Here at 5 Star Auto Plaza, we want to make buying a car with poor credit in St. Louis easy and affordable for our clients. We want to build our clients for life, and often times, that means getting them in the vehicle of their choice no matter what – and often in the same day.

5 Star Auto Plaza is a Buy Here Pay Here dealership, which means that we make all of our own financial decisions in-house. Larger dealerships often have special relationships with lenders that tie them to one outlet they can send credit applications too. Other dealerships may promise guaranteed approvals, but when it comes down to it, they must depend on the outcome of these third parties. For those with poor credit, it is often a denial. Even so, sending out credit and loan applications can take days to return.

Here at 5 Star, we have cut out the middleman and added a more personal touch. We easily deal with bankruptcy, credit card debt, foreclosure, and even repossession. We believe in giving folks a second chance, so they can rebuild their credit.

We invite all potential car buyers to come down and see our large inventory of cars, trucks, and SUVs. To learn more about buying a car with poor credit in St. Louis, stop by or call 5 Star Auto Plaza at (636)940-7600.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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