Buy Here Pay Here

Contact us to inquire about our Buy Here Pay Here Program!

Are your past credit problems coming back to haunt you as you drive an old junker because you can’t get a newer, more reliable vehicle? Maybe you’ve filed for bankruptcy in the past and think it will keep you from getting a loan on a new vehicle. Or maybe you’ve recently divorced and find yourself anxious about trying to get a late-model vehicle financed.

Whether you have no credit, new credit or even bad credit, 5 Star Auto Plaza is a Buy Here Pay Here car dealership in St. Charles, Missouri, that can help you finance a late-model vehicle. Stop driving an old, beaten-up vehicle that breaks down every time you turn around. We believe that no matter how bad your credit is or what your past holds that you deserve a quality used car that you can count on to get you where you need to go.

Because of this, we offer Buy Here Pay Here financing with low down payments. That’s right, not only do we make it easy for you to get a quality used car with less-than-stellar credit, we will also help you get into the vehicle of your dreams with a low, affordable down payment! Plus, with the Buy Here Pay Here financing, we’ll finance your vehicle in-house, which means that you can easily make your car payments here at our dealership.

We strive to offer good vehicles for good people. We can help you get one of our affordable, quality used cars while helping you rebuild your credit. Whether you’re looking for a car, SUV or truck, we have you covered with a wide range of affordable used cars that will fit within your budget.

Stop feeling about your current, less-than-perfect credit situation. Come see us at 5 Star Auto Plaza today.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
  • St. Charles Used Cars

    Review Your DealerI have purchased several cars from these guys in the last 10 years.  They have always taken great care of my and my family by giving fantastic service and competitive pricing on quality cars. Read More
  • St. Charles Auto Financing

    Review Your DealerAnthony went the extra mile for us as we are in a difficult point in our lives. We had to file bankruptcy and our only car had a “terminal” problem. Thanks to 5 Star and Jack Adams we have a car beyond what we expected. Thank you!!! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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