Buy Here Pay Here Car Dealer in St. Louis

One Owner Cars for Sale in St. Louis

It is never easy to go car hunting, with the intent of having an easy sales experience and walking off of the lot with the car of choice the same day. So many car dealerships guarantee approvals, but unfortunately when it becomes crunch time, they are not as good as their word. Here at 5 Star Auto Plaza, we are committed to accommodating every customer and getting them into the car of their choice, typically on the same day. As the best Buy Here Pay Here car dealer in St. Louis, we want to build our clients for life.

What exactly is a Buy Here Pay Here dealership? Basically, 5 Star Auto Plaza does not depend on any outside financial corporations for any of its decision-making. We make all of our financial decisions in-house, which allows to extend more liberal credit options. Also, other car dealerships that have special relationships with lenders must send their credit applications out to those lenders. Not only can they take days to make a decision, for those with poor credit, the decision is typically a denial. The car dealership’s hands are truly tied when it comes to guaranteed approvals, because they outsource their financing.

Because we do make all of our own financial decision, we can also pay top dollar for any trade-in vehicle brought into the dealership. Having a trade-in can significantly lower the monthly payment, or completely eliminate the down payment. For those on a budget, this is a really important step.

To find out more about the best Buy Here Pay Here car dealer in St. Louis, stop by our West Clay Street location or give 5 Star Auto Plaza a call at (636)940-7600. We also have the largest selection of cars, trucks, and SUVs in the greater St. Louis area.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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