Getting a new car is never easy, particularly when a person has bad or poor credit. Potential car buyers may go from dealership to dealership, getting their hopes up, only to receive swift denials when the credit applications come back. When 5 Star Auto Plaza offers guaranteed credit approval, we really mean it. As the leading Buy Here Pay Here auto dealer in St. Louis and the surrounding areas, we believe in people, and are willing to give everyone a first or second chance, regardless of their credit history.

What exactly does Buy Here Pay Here mean?  It means that a car dealership does not have a special relationship with a lender. Most car dealerships must send out credit applications. These can take days to process, and the car dealership’s hands are really tied when it comes to credit approval. It all comes down to the decision of the big corporation who received the application. Without the applicant in front of them, a low score typically receives a denial.

Here at 5 Star, we make all of our credit decisions in-house and do not depend on any outside sources for our decision-making. Because of this, we have cut out the middleman and added a more personal touch. We accept clients with bankruptcies, foreclosures, credit card debt, even repossession.

To learn more about the best Buy Here Pay Here auto dealer in St. Louis, stop by or call 5 Star Auto Plaza at (636)940-7600. We want  all potential car buyers to see our large inventory of new, used, and pre-owned cars, trucks, and SUVs. Here at 5 Star, we want to build our clients for life.