Buy Here Pay Here Auto Dealer in St. Louis

Auto Loans after Divorce in St. Louis

Getting a new car is never easy, particularly when a person has bad or poor credit. Potential car buyers may go from dealership to dealership, getting their hopes up, only to receive swift denials when the credit applications come back. When 5 Star Auto Plaza offers guaranteed credit approval, we really mean it. As the leading Buy Here Pay Here auto dealer in St. Louis and the surrounding areas, we believe in people, and are willing to give everyone a first or second chance, regardless of their credit history.

What exactly does Buy Here Pay Here mean?  It means that a car dealership does not have a special relationship with a lender. Most car dealerships must send out credit applications. These can take days to process, and the car dealership’s hands are really tied when it comes to credit approval. It all comes down to the decision of the big corporation who received the application. Without the applicant in front of them, a low score typically receives a denial.

Here at 5 Star, we make all of our credit decisions in-house and do not depend on any outside sources for our decision-making. Because of this, we have cut out the middleman and added a more personal touch. We accept clients with bankruptcies, foreclosures, credit card debt, even repossession.

To learn more about the best Buy Here Pay Here auto dealer in St. Louis, stop by or call 5 Star Auto Plaza at (636)940-7600. We want  all potential car buyers to see our large inventory of new, used, and pre-owned cars, trucks, and SUVs. Here at 5 Star, we want to build our clients for life.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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