Bad Credit?

People with bad credit are all too often given the run around by St. Louis and St. Charles car dealers that claim that they will finance you on the used car or truck that you want.

5 Star Auto Plaza has been helping people in the St. Charles and St. Louis area that have had credit problems since 1997. We feel that it is not our job to tell you which vehicle you can or cannot buy. Our job is to simply show you the best way to get into the used car, truck or SUV that you picked out.

We offer many different financing options regardless of your credit. Whether you have had a repo, bankruptcy, slow pays, charge offs, or problems due to divorce, we have a payment program that fits your situation. We offer in house or buy here pay here financing and we also work closely with many finance companies to help you re-establish your credit.

Over 33% of our business is from repeat customers and their referrals. Many of the finance companies that we have developed relationships with will often give our customers better approvals simply because we set our clients up for success rather than burying them in a payment they cannot afford. Our goal is to not just sell you this one car, but rather take the time to show you the steps that it takes to get back on the path to good credit and in turn, make you a client for life!

instant-approval3Click here for Financing!

5 Star Auto Plaza has been serving the St. Charles, St Peters, St Louis and surrounding areas since 1997. We offer many ways to get you in to the used car, truck, or SUV of your choice. We offer credit approval for all types of bad credit and also offer buy here pay here programs with approved down payment. Interest rates and terms will vary depending on finance approval. Proof of income & other bank or finance company stipulations may apply. Please contact our auto finance department at 636-940-7600 for further questions.

 

**In order to qualify for one of our many credit programs, we’ll need your social security number to run a credit check. If you proceed with financing through 5 Star Auto Plaza a minimum income of $1500/month is required.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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