Bad Credit Auto Loans in St. Charles, St. Louis | 5 Star Car Plaza

Everyone says “Guaranteed Auto Financing” But do they really mean it?

Are you tired of going to car dealers that advertise “guaranteed credit approval” but when you get there you find out that they don’t really mean it?

People with bad credit are too often given the run around by St. Charles, Lake St. Louis and St. Louis car dealers that claim that they will finance you on the used car or truck you want.
5 Star Auto Plaza has been helping people in the St. Charles, Lake St. Louis and St. Louis area with credit problems since 1997. We don’t feel that it’s our job to tell you which vehicle you can or cannot buy. We will simply show you the best way to get into the used car, truck or SUV that you pick out.
Regardless of your credit, we offer many different financing options. Whether you have had a repo, bankruptcy, slow pays, charge offs, or problems due to divorce we have a payment program that fits your situation. We offer in house or buy here pay here financing, and we also work closely with many finance companies to help you reestablish your credit.
Over 33% of our business is from repeat customers and their referrals. Many of the finance companies that we have developed relationships with will often give our customers better approvals simply because we set our clients up for success, rather than burying them in a payment they cannot afford. Our goal is to not just sell you this one car, but rather take the time to show you the steps that it takes to get back on the path to good credit and in turn make you a client for life!

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We offer many ways to get you in to the used car, truck, or SUV of your choice. We offer guaranteed credit approval for all types of bad credit and also offer buy here pay here programs with approved down payment. Interest rates and terms will vary depending on finance approval. Proof of income & other bank or finance company stipulations may apply. Please contact our auto finance department at 636-940-7600 for further questions.