Bad Credit Auto Loans in St. Peters / St. Charles County

November 11, 2015  

Knowing some background information about vehicle financing can be very beneficial, particularly if it is necessary for you to seek bad credit auto loans in St. Peters / St. Charles County. There are dealerships who will be happy to finance an auto for you, even if your credit is poor.

Bad Credit Auto Loans in St. Peters / St. Charles County

It will be to your distinct advantage to consider the following 7 car buying tips if you believe your credit score may be too low to acquire a loan:

  1. It is vital that you actually get a copy of your credit report and score before you begin shopping for a car. It may be that your score is higher than you think. It also gives you the opportunity to correct any mistakes and raise your score further.
  2. Even though monthly payments will be higher, a shorter term loan can save you money in the long run and is more popular with dealers.
  3. Select a reputable dealer to search for a car and loan. The closer to your residence, the more convenient for you.
  4. Get help and advice from a friend on your journey to purchase a used car. He can offer valuable insight into vehicle dependability and avoiding financing scams.
  5. Look for the lowest APR possible.
  6. Dealer “add-ons” are not required. Don’t be pressured into them.
  7. Be sure that your deal is final before leaving the sales office.

5 Star Auto Plaza has a knowledgeable team to guide you in bad credit auto loans in St. Peters / St. Charles County. Call us today at (636)940-7600.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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