Bad Credit Auto Loans in St. Louis / St. Louis County

October 9, 2015  

Having a poor credit no longer carries the stigma that it once did. There are many unfortunate situations that may have resulted in the lowering of your credit score. However, know that you can qualify for one of the great number of bad credit auto loans in St. Louis / St. Louis County.

Bad Credit Auto Loans in St. Louis / St. Louis County

There are at least 10 reasons that your credit score may have dropped below traditionally accepted levels. These include:

  1. Filing for Chapter 7 or Chapter 13 bankruptcy.
  2. Late or missing payments to credit cards or other debtors.
  3. Credit balances are very high or at maximum.
  4. Credit limits on cards have been reached.
  5. Foreclosing on a home.
  6. Credit that is not diversified.
  7. Closing out credit cards that have available credit or that still have a remaining balance.
  8. A collection agency has been contacted about your delinquent accounts.
  9. Loan default(s).
  10. Closing out cards that have a positive payment history.

Before applying for a car loan, it is crucial to obtain a free copy of your credit report and score so that you know exactly how you stand on the credit scale. Complete a little online research to determine a range of interest rates for which you may be eligible prior to talking with a sales person.

For questions or concerns about the availability of bad credit auto loans in St. Louis / St. Louis County, call the professionals at 5 Star Auto Plaza at (636)940-7600. We have a large inventory of premium pre-owned vehicles in every style and price range to meet or exceed your transportation and financial requirements.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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