Bad Credit Auto Loans in St. Louis / St. Louis County

October 9, 2015  

Having a poor credit no longer carries the stigma that it once did. There are many unfortunate situations that may have resulted in the lowering of your credit score. However, know that you can qualify for one of the great number of bad credit auto loans in St. Louis / St. Louis County.

Bad Credit Auto Loans in St. Louis / St. Louis County

There are at least 10 reasons that your credit score may have dropped below traditionally accepted levels. These include:

  1. Filing for Chapter 7 or Chapter 13 bankruptcy.
  2. Late or missing payments to credit cards or other debtors.
  3. Credit balances are very high or at maximum.
  4. Credit limits on cards have been reached.
  5. Foreclosing on a home.
  6. Credit that is not diversified.
  7. Closing out credit cards that have available credit or that still have a remaining balance.
  8. A collection agency has been contacted about your delinquent accounts.
  9. Loan default(s).
  10. Closing out cards that have a positive payment history.

Before applying for a car loan, it is crucial to obtain a free copy of your credit report and score so that you know exactly how you stand on the credit scale. Complete a little online research to determine a range of interest rates for which you may be eligible prior to talking with a sales person.

For questions or concerns about the availability of bad credit auto loans in St. Louis / St. Louis County, call the professionals at 5 Star Auto Plaza at (636)940-7600. We have a large inventory of premium pre-owned vehicles in every style and price range to meet or exceed your transportation and financial requirements.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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