Bad Credit Auto Loans in St. Charles

August 27, 2015  

Were you recently turned down for an auto loan because you were told that you had “bad credit?” Maybe you had no idea that there were blemishes on your credit report. Do not despair. There are dealers who want to supply you with bad credit auto loans in St. Charles in spite of credit problems.

Bad Credit Auto Loans in St. Charles

There are a number of reasons that your credit may have been flagged that you may not have realized:

  • Credit not diversified – only credit cards or only loans.
  • Closing card accounts with available credit on them.
  • Late payments to debtors.
  • No payments to debtors.
  • Defaulting on a loan.
  • High credit balances.
  • Filing for bankruptcy.
  • Credit cards at their spending limits.
  • Accounts sent to a collection agency.
  • Foreclosure.
  • Closing cards that still have balances remaining.
  • Closing old cards.
  • Judgments against you.

One of the best ways to repair your credit is to request a free copy of your credit report and look over it carefully.  If there are any errors, begin the process to correct them. Start fresh with paying down debt and making good investment decisions. Then you can begin the search for just the perfect used auto or pre-owned Jeep for sale.

5 Star Auto Plaza is proud to offer bad credit auto loans in St. Charles for any type of credit situation. We are pleased to provide an extensive inventory of vehicles to meet every need. Call us today at (636)940-7600 to speak with a member of our excellent sales team about your options for locating an auto and completing the loan process.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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