Bad Credit Auto Loans in St. Charles / St. Charles County

October 9, 2015  

Did you know that it is possible to secure financing for a used car even if your credit is subprime or poor? There are numerous affordable options among bad credit auto loans in St. Charles / St. Charles County. The secret to locating the best deal is to be prepared before visiting the dealer and to do your homework.

Bad Credit Auto Loans in St. Charles / St. Charles County

  1.  Obtain a copy of your credit report in advance of your used car search. This will allow you to get an idea of the interest rate for which you may qualify.
  2. Finding the vehicle you want from the dealer inventory is next on your list. Complete online research regarding reliability, average pre-owned cost and the auto history of the specific make, model and year.
  3. Carefully navigate the loan process. Do not be in a hurry. Make certain that you understand and agree to each part of the procedure. Secure a written agreement/contract outlining every detail, including warranties, insurance requirements, whether or not your interest is pre-calculated, situations that may involve substantial penalties, etc. It may be beneficial to bring someone along with you to offer advice during the buying process to keep you focused and aware of all aspects of the deal.

5 Star Auto Plaza is the area’s best choice for bad credit auto loans in St. Charles / St. Charles County. Place a call to our sales staff at (636)940-7600 to inquire about our extensive and ever-changing inventory and the availability of cost-effective financing, no matter what type of financial circumstances you may have.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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